The Advanced Life Delayed Annuity factor is defined as the dollar amount that the annuitant has to pay the insurance company today, to receive $1 per year for the rest of the annuitant's life, starting at the end of the delay period.
Current Age
45
50
55
60
65
Delay Period (Years)
0
5
10
15
20
SPIA Valuation Rate (%)
2
3
4
5
Gender
Female
Health Status
Excellent