This calculator evaluates the amount of time it takes for the outcome to be better if the investor chooses a high rate tax-deferred account  instead of a low rate continuously-taxed account. The value given is the number of years to reach break-even.

High Tax Rate (%)	35 40 45 50
Low Tax Rate (%)	15 20 25 30
Expected Return (%)	5 6 7 8 9 10