CALCULATORS...AS FEATURED IN RESEARCH MAGAZINE
A list of our free online calculators, as featured in Research Magazine (www.ResearchMag.com), can be be accessed below. Please disable your pop-up blockers to allow the calculators to load properly. Please note that some of the features of these calculators have been restricted. If you are interested in purchasing access to the full version of these calculators in Excel or Matlab, please email info@qwema.ca
Cash-Equivalent Yield of Guaranteed Lifetime Income Benefit (GLIB):
The "Guaranteed" rates on a Guaranteed Lifetime Income Benefit (GLIB) can be confusing. This calculator evaluates how much GLIB "Guarantees" are really worth.
Optimal Product Allocation:
This model optimizes the individual's retirement portfolio via product allocation to maximize income sustainability while maintaining a minimum 20% financial legacy.
Tax Deferral Benefit:
This calculator evaluates the amount of time it takes for the outcome to be better if the investor chooses a high rate tax-deferred account instead of a low rate continuously-taxed account. The value given is the number of years to reach break-even.
Survival Probability:
The probability of survival is the probability that a person alive today will still be alive after a defined period of time.
Disclaimer: The QWeMA Group is not providing any investment or other financial advice of any kind or nature and this analytic software program is merely a tool to be used by the user in the support of the marketing, sale, and promotion of products and services. In no event shall QWeMA Group, or any officer, director, principle, employee, agent or other representative of QWeMA Group, be liable for any damages, liabilities, expenses, or losses in any connection with the provision of any investment advice or recommendations made by the user of this analytic software program or its representatives whether in reliance on or use of the program or any ancillary materials or otherwise.
